Our Firm

Guidance Built For The Money Decisions Life Actually Brings

Your financial life is rarely just one account, one question, or one clean answer. It may involve a pension, old insurance, inherited land, adult children, a business, a recent divorce, or retirement money you may never need to spend. Our firm helps you look at those pieces together, so the next decision is based on your real life, not a formula.

Expect Small-Town Roots & Sharp Financial Conversations

We bring a practical, personal way of working to serious financial decisions. The conversation may start with retirement income or investments, but it usually becomes more specific than that: who depends on you, what you want your money to do, and what has changed. The goal is to get enough of the right details on the table so you can see what needs attention first.

No Two Puzzles Turn Out The Same

Two people can be the same age and need completely different advice. One may have a defined benefit pension. Another may be deciding whether to keep insurance. We look at the phase of life you are in and what needs to happen now versus later. Then we help you move forward without reacting to every market headline.

Meet Your Team

Our team keeps the work personal, practical, and easy to start. When you reach out, you are not being passed around or asked to explain your story from the beginning every time. We get to know the details behind your accounts, your family, your questions, and the decisions you have been meaning to handle, so each conversation can move the right piece forward.

Shawn Lorenzen

Investment Representative

402-347-5381

402-403-1404

shawn.lorenzen@ceterainvestors.com

Christopher Schumacher

Licensed Sales Assistant

402-347-5378

402-339-1394

chris.schumacher@ceterais.com

How Much Risk Do You Need?
Get Your Risk Number To Find Out.

A quick risk questionnaire can give you a clearer starting point for your investment conversation. Once you know your number, we can compare it to your current portfolio, your income needs, and the amount of risk that actually fits this stage of life.

Get Your Number

How We Stay Accountable To The Work

These values shape how we work with clients, how we handle questions, and how we think about decisions that may affect more than one generation.

Personal Connection Matters Most

We believe genuine relationships and personal accountability create the trust foundation that makes everything else possible.

Patience Builds Real Wealth

We believe lasting prosperity comes from disciplined consistency over time, not from reacting to every market shift or headline.

Your Puzzle Deserves Custom Solutions

We believe every family's journey is unique and worthy of thoughtful, individualized attention rather than one-size-fits-all formulas.

Legacy Transcends Single Lifetimes

We believe financial planning should strengthen family bonds across generations, not just maximize individual account balances.

Working Together With:

Explore Cetera

Frequently Asked Questions About Financial Planning

The build-up is often harder than the conversation. These answers can help you know what to expect before you contact our firm.

You can bring recent account statements, pension or retirement plan details, Social Security estimates, insurance information, beneficiary information, and any questions you have been putting off. You do not need everything perfectly organized before the first conversation.
It is rarely too late to make better decisions with the pieces you already have. We help you look at income, investments, insurance, taxes, beneficiaries, and what needs attention next based on your current stage of life.
A pension can be an important part of your retirement income, but it is not the whole picture. We help you understand how your pension may work alongside Social Security, IRAs, Roth IRAs, savings, insurance, and future legacy decisions.
Your investments should be reviewed when your life changes, your income needs shift, or your comfort with risk changes. We do not believe every market headline requires a new plan.
Yes. We help clients think through how accounts, land, insurance, and other assets may pass to the next generation. When appropriate, we can also help include children or beneficiaries in the conversation.
No. Our firm is rooted in the Midwest, but our client relationships are not limited by geography. We can work with clients in other locations when the relationship is a good fit.

Learn how we move from your current picture to the next.

See Our Approach

See the client situations and life stages our firm often supports.

Explore Who We Serve

Explore the services that connect your whole financial life.

Discover Our Services